Privacy Policy

At Rupee Trust ("we", "our", or "us"), we highly value your privacy. This Privacy Policy explains how we collect, use, store, protect, and delete your personal information when you access or use the Rupee Trust mobile application and related services.

By downloading, installing, or using the Rupee Trust app, you confirm that you have read, understood, and accepted the terms described in this Privacy Policy.

1. Data Collection Principles

Rupee Trust follows the principles of necessity, purpose limitation, and data minimization. We collect personal information only when it is relevant and necessary for providing our services, including:

• Reviewing your eligibility for credit-related services
• Conducting credit assessments and risk analysis
• Completing identity verification and KYC procedures
• Detecting and preventing fraud, misuse, and unauthorized activities
• Maintaining the security and stability of our platform
• Meeting legal, regulatory, and compliance obligations

We do not intentionally collect information that is unrelated to the services offered through the app.

2. Permissions and Information Access

2.1 SMS Permission

Information Collected:
With your explicit consent, the app may access SMS messages from the past 6 months that are relevant to financial review, such as transaction alerts, salary credits, and repayment reminders. We do not access private chats or unrelated personal messages.

Purpose:
This information is used only for credit evaluation, income verification, and fraud prevention.

Security and Retention:

• SMS data is not shared with unrelated third parties
• The data is encrypted and securely transmitted to: https://api.rupeetrusth.com
• The information is deleted after the review process is completed

2.2 Installed Applications Information

Information Collected:
We may collect limited information about applications installed on your device, such as application names and package identifiers. We do not access the internal content of those apps, account credentials, or detailed usage history.

Purpose:
This data is used for risk control, fraud detection, and underwriting support.

Security and Retention:

• Installed app information is not shared with unrelated third parties
• The data is encrypted and securely uploaded to: https://api.rupeetrusth.com
• The information is deleted once the relevant risk analysis is complete

2.3 Device Information

Information Collected:
We may collect technical information about your device, including the device model, operating system version, device identifiers, language settings, screen configuration, and network-related information.

Purpose:
This helps improve compatibility, strengthen platform security, detect suspicious activity, and prevent unauthorized registrations.

Security and Retention:

• Device information is not shared with unrelated third parties
• The data is encrypted and securely transmitted to: https://api.rupeetrusth.com
• The information is deleted after verification and security checks are completed

2.4 Camera and Media Access

Information Collected:
The app may request access to your camera or media files only when required for document uploads, such as identity proofs, selfies, or proof of address.

Purpose:
This information is used for KYC verification, compliance review, and fraud prevention.

Security and Retention:

• Files are not shared with unrelated third parties
• The data is encrypted and securely uploaded to: https://api.rupeetrusth.com
• Files are deleted after verification unless retention is required by law

2.5 App Usage and Interaction Data

Information Collected:
We may collect anonymous or limited interaction data, such as pages viewed, features used, session duration, and navigation patterns.

Purpose:
This information is used to improve app performance, enhance user experience, and identify unusual or potentially fraudulent activity.

Security and Retention:

• This information is not shared with unrelated third parties
• The data is encrypted and securely sent to: https://api.rupeetrusth.com
• It is deleted after analysis is completed

3. How We Use the Information

The information we collect may be used for the following purposes:

• To determine your eligibility for our services
• To complete identity verification and compliance procedures
• To prevent fraud, misuse, and unauthorized access
• To improve app functionality, reliability, and user experience
• To provide service-related notifications and updates where applicable

4. Data Retention and Deletion

We retain personal information only for as long as necessary to achieve the purpose for which it was collected, or for as long as required under applicable law.

• Information used for assessments is generally deleted after the review is completed
• Account-related information may be removed after obligations are fulfilled or when the account becomes inactive
• Certain data may be retained if required for legal compliance, audit purposes, or dispute resolution
• You may request deletion of your personal information through the app or website

5. Data Protection Measures

Rupee Trust applies appropriate technical and organizational safeguards to protect your information, including:

• Encryption of stored and transmitted data
• Secure transmission protocols such as SSL
• Firewalls and security monitoring measures
• Internal access restrictions and authorization controls

These safeguards are designed to reduce the risk of unauthorized access, misuse, disclosure, loss, or alteration of your information.

6. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. Your data may be disclosed only in the following circumstances:

• To authorized service providers that support the operation of our services
• To government authorities, regulators, courts, or law enforcement agencies when required by law
• To third-party partners that are bound by confidentiality and data security obligations

7. Your Rights

Subject to applicable law and necessary identity verification, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal data
• Withdraw permissions previously granted
• Raise complaints or concerns regarding how your information is handled

Please note that certain requests may be restricted where retention is required by law.

8. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

Email: servcies@gngfinvest.com